Cursor Pricing Guide 2026

Complete breakdown of Cursor pricing plans, features, and costs. Find the right plan for your needs.

✓ Last verified: February 2026

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⏱️ 5 min read

Cursor

Cursor

Cursor is a code editor built from the ground up with AI. It features intelligent code completion, natural language editing, and codebase understanding.

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Pricing Overview

Pricing Type

Free Plan Available

Starting Price

FREE

Best For

Best for AI-First Coding

Pricing Plans & Tiers

Hobby (Free)

$0/month

  • ✓ 2,000 code completions/month
  • ✓ 50 slow premium model requests
  • ✓ Basic chat functionality
  • ✓ Full editor access (no time limit)
MOST POPULAR

Pro

$20/month

$16/mo billed annually

  • ✓ $20 in monthly credits (model-dependent usage)
  • ✓ Unlimited tab completions
  • ✓ Background agents
  • ✓ Maximum context windows
  • ✓ Extended agent request limits

Pro+

$60/month

  • ✓ 3x usage of OpenAI, Claude, Gemini models
  • ✓ All Pro features included
  • ✓ Best ROI for daily professional use

Ultra

$200/month

  • ✓ 20x Pro usage credits
  • ✓ Best per-credit value
  • ✓ Early access to new features

Teams

$40/user/month

  • ✓ Everything in Pro
  • ✓ Centralized billing and admin dashboards
  • ✓ Pooled usage across users
  • ✓ Role-based access controls

Prices verified February 2026. Credit-based billing — once credits run out, extra usage charged per model API cost.

Features Included

VSCode-based
Codebase Q&A
Natural language editing
Multi-file edits
Custom docs indexing

Price Comparison

Tool Starting Price Pricing Type Free Tier Rating
Cursor Cursor
FREE freemium Yes 4.8/5
GitHub Copilot
FREE freemium Yes 4.7/5
Windsurf (formerly Codeium) Windsurf (formerly Codeium)
FREE freemium Yes 4.6/5
Replit Ghostwriter Replit Ghostwriter
FREE freemium Yes 4.5/5
Tabnine Tabnine
FREE freemium Yes 4.5/5
Amazon CodeWhisperer
FREE freemium Yes 4.4/5

Is Cursor Worth It?

✓ Best For:

  • • Budget-conscious users who want to start free and upgrade later
  • • Developers ready to switch editors for the best AI coding experience with codebase awareness.
  • • Individual creators and freelancers looking for an accessible coding tool
  • • Small teams getting started with AI-powered coding

⚠ Consider Alternatives If:

Cursor Pricing FAQ

Is Cursor free?
Cursor offers a free tier with limited features, which is a great way to try it out. To unlock the full feature set, paid plans start at $0/month. Most users find the free tier sufficient for basic usage, but power users will want to upgrade for higher limits and advanced capabilities.
How much does Cursor cost per month?
Cursor is free to use. Some premium features may be available through paid upgrades.
Does Cursor offer discounts for annual billing?
Many AI tools offer discounts for annual billing. Check Cursor's official pricing page for current annual rates and any available discounts, as these can vary by plan tier.
Does Cursor offer a free trial?
Cursor offers a permanent free tier, so you can try the core features without any time limit. This is better than a typical free trial since it doesn't expire. You can upgrade to a paid plan anytime to access premium features.
Can I cancel my Cursor subscription anytime?
Yes, you can cancel your Cursor subscription at any time. Monthly plans stop at the end of the current billing period. Annual plans typically remain active until the end of the prepaid term. No long-term contracts are required for standard plans.
Is Cursor cheaper than GitHub Copilot?
Both Cursor and GitHub Copilot have competitive pricing. The best value depends on your specific needs. Check the comparison table above and visit the GitHub Copilot pricing page for a detailed breakdown.